Proposal for 'The Backgammon Hostel'

 

 

Contents

 

1.0 The Executive Summery

2.0 Tourism Statistics

2.1 Netherlands Tourism Statistics

2.2 General Business Information Concerning the Netherlands

3.0 Definition, of a Hostel as opposed to a hotel

4.0 Position to Date - Steps to Acquire the Business [Phase 1]

5.0 Mission Statement

6.0 Short Term Objectives

7.0 Long Term Objectives

8.0 Key Personnel

9.0 Legal Structure

10.0 Professional Advisors

11.0 Our Service

12.0 Unique Selling Point

13.0 Sales Materials and Special Offers

14.0 Suppliers

15.0 The Market and Competition

16.0 Market Positioning

17.0 Marketing

18.0 The Competition

19.0 Competition Price Comparison

20.0 Guest Support

21.0 Insurance

22.0 Property Requirements Phase One

22.1 Property Requirements Phase Two

23.0 Interior Needs of the Hostel

Appendix One -- Employees

Appendix Two -- Contacts in Amsterdam (Phase One)

Appendix Three  -- Dutch Taxation, Information and Contacts

Appendix Four -- Legalities of Dutch Residency/Business

Appendix Five -- Business Start Up Guide from the Chamber of Commerce (Phase One)

Appendix Six -- Housing/Location

Appendix Seven -- Permanency

Appendix Eight -- Tourism Statistics for Phase One (Holland)

Appendix Nine -- Statistics for Phase Two if Eventually Located Outside Holland (partially completed)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1.0 The Executive Summery

 

The Backgammon Hostel is a business providing economical dormitory accommodation in a homely atmosphere in the suburban area of a popular city frequented by tourists and short-term students.

 

                                The Backgammon Hostel will fill a niche in providing a homely atmosphere for longer term guests, with a well equipped kitchen for self-catering, auxiliary sales of food sundries, ice-cream etc. Guests are attracted by a combination of advertising, flyer exchange and Internet booking.

 

                To remain within initial funding limits, the project will has two phases. An initial basic version of the hostel, with only the essential requirements, will be commenced in Amsterdam, a popular tourist destination with a shortage of clean, affordable dormitory accommodation. The property will be a converted apartment with two ten bed dormitories, one mixed and one female, with two shower toilers and a combined common room/reception and two shower/toilets.

 

                The second phase, commenced after three years of operation, will be to acquire a suitable house for conversion to a forty bed capacity, in a location to be decided when the funding is available.

 

 

2.0 Tourism Statistics (Source: The World Travel and Tourism Council)

 

                In 2004, worldwide tourism increased by 3.9%. In Western Europe, 12.9% of the population are directly and indirectly  employed in tourism, in Eastern Europe this figure is 8.9% Tourism accounts for 11.5% of Western Europe's GDP, and 10.1% in Eastern Europe. Projected figures for the next ten years are a 3.8% increase in tourism in Western Europe, and 6.3% in Eastern Europe respectively.)

 

2.1 Netherlands Tourism Statistics (Source: As above)

 

                Travel & Tourism in Netherlands in 2005 is expected to generate USD96.2billion of economic activity (Total Demand). Netherlands’s Travel & Tourism Economy (direct and indirect impact) in 2005 is expected to account for 9.5% of GDP and 654,920jobs (9.2% of total employment), and is expected to grow 3.2% in 2005 and by 3.8% per annum, in real terms, between 2006 and 2015.

 

WORLD RANKING

The Netherlands Travel & Tourism economy is ranked number:

 

·               12 in Absolute Size worldwide

·               97 in Relative Contribution to national economies

·               31 in Long-term (10-year) Growth. (174 countries are estimated by WTTC / OEF)

 

 

2.2 General Business Information Concerning the Netherlands

 

The Netherlands

• 16 million inhabitants

• Stable and neutral

• Strategic location in Europe

• No. 8 direct investor in the world*

• No. 4 recipient of FDI in the world*

• No 1 for openness of national culture in the European Union*

*Source: World Competitiveness Yearbook, IMD, 2003

 

 

 

 

AMSTERDAM AREA

Amsterdam Airport Schiphol

• Schiphol - 4th in Europe for cargo and passenger traffic

• Business travellers’ favourite airport

• 237 direct connections in 87 countries

• 15 min train ride to city centre

 

Amsterdam Ports

• 4th in NW Europe

• Highly accessible

• Value-added logistics

 

Smart + Multilingual Workforce

• Amsterdam population: 35% educated at college or university level

• Stable labour relations

• Among EU countries with lowest no. of days lost to strikes

• Multilingual: no 1 in Europe

 

Multilingual skills -Percentage of Total Population

Source: Ernst & Young 2002

Netherlands 91%

Sweden 82%

Belgium 64%

Germany 49%

France 41%

Ireland 28%

UK 19%

 

 The best country in the eurozone to do business is … the Netherlands. In the list of the best ten countries in which to do business drawn up every five years by the Economist Intelligence Unit (EIU), the Netherlands is in sixth place, higher than any other country in the eurozone.

 

10 best countries for doing business:

1. Denmark

2. Canada

3. United States

4. Singapore

5. Hongkong

6. The Netherlands

7. Finland

8. United Kingdom

9. Switzerland

10. Ireland

 

Source: Economist Intelligence Unit

 

 

                The Netherlands ranks as the world's fourth most global nation according to the fourth annual A.T. Kearney/FOREIGN POLICY Magazine Globalization Index™. The country climbs from fifth place despite a slight reduction in the overall index score. The rise of the Netherlands coheres with the relative strong decent of the competing countries.

 

 

 

 

The best cities to locate a business today

London

Paris

Frankfurt

Brussels

Amsterdam

Barcelona

Madrid

Munich

Berlin

Zürich

 

Source: Cushman & Wakefield Healey & Baker, European Cities Monitor 2004

 

 

3.0 Definition, of a Hostel as opposed to a hotel

 

                A hotel is a large, purpose-built building offering self-contained rooms for short-term accommodation for the middle/upper ends of the tourist and business market. The accommodation is private. Sometimes there's an attached bar restaurant and reception area with common seating.

 

                A hostel offers large rooms with a number of beds, usually between four and twelve per room, which are sold individually. All the facilities are common, i.e. shared by the guests.

                Hostels generally fit into four categories:

 

                Official Youth Hostel Association

 

                The YHA is a registered charity promoting affordable travel for young people, cultural exchange and involving guests in environmental schemes locally. There are 4000 hostels in 80 countries. These hostels are usually large, purpose built buildings run by salaried managers. They have a cheap restaurant and sometimes a bar. People of any age can stay there, though some are put off by the institutional feel, various rules such as a daily curfew, early closing of the door, and the large amount of school groups they attract.

 

                Party Hostels

 

                'Party' hostels are either converted hotels or large houses. They are always central and always have a bar -- where life generally centres. There is usually some minimal shared kitchen with rentable utensils, and a laundry room.

                They attract youngish people traveling for a short time who enjoy the lack of rules, and that the party usually spills out into the dormitories. There is often a TV and video machines, and overall they have an energetic, boisterous atmosphere.

 

                Location Hostels

 

                A location hostel is usually a large, converted building offering no facilities other than a bed, which is commonly fairly expensive. These types of hostel are located in the city centre, within walking distance of the main sites that a tourist wants to see. They thus attract people visiting a place for less than a week.

 

                Homely hostels

 

                A 'homely' hostel is always a converted house, sometimes central, or ten minute walk away from the centre, sometimes they are out in the suburbs but close to a metro station or public transport link. They attract a wide range of guests who are staying for a slightly longer time, and prefer to live away from the city centre, in a homely atmosphere.

 

 

                They usually have a well-equipped kitchen with utensils provided, enabling the guests to make a range of food. There's a common seating area and main sitting room  which is attractively decorated with TV, free library, and has tourist information, a local map displayed etc. Many of the nicer homely establishments have a garden or patio with common seating and a barbecue which is lit for a fee.

 

                The Backgammon Hostel will initially be a basic niche location hostel, not close to the centre, but attracting guests who prefer a clean accommodation in a more suburban area.

 

                After three years of operation, when viability is demonstrated and viability demonstrated, credit shall be obtained and a separate property acquired, which will operate as a homely type hostel.

 

 

4.0 Position to Date - Steps to Acquire the Business [Phase 1]

 

1 -- Open a Dutch bank account and move the finance.

2 -- Locate, view and decide on property.

3 -- Renovation and redecoration of property.

4 -- Print flyers, business cards and receipt books.

5 -- Furnish property.

6 -- Connect utilities and phone/Internet.

7 -- House, contents and public liability insurance.

8 -- Locksmith.

9 -- Advertising.

10 -- Create website.

17 -- Register for tax, for business plus employees.

18 -- Online booking registration.

 

 

5.0 Mission Statement

 

The Backgammon Hostel will provide quality accommodation for people on budget, and will be specifically set up with an emphasis on people meeting each other, making new friends and feeling at home.

 

                Three members of staff will be acquired and the hostel will fund and fully support them in training towards recognised qualifications in travel and tourism.

 

                Also, information and promotion of the charities The Red Cross and Lepra will be actively undertaken, and a percentage of all profits donated to these causes.

 

 

6.0 Short Term Objectives

 

                The short term objective is to launch the business with the minimum required furnishing and expenditure with a twenty bed capacity, and achieve a weekend occupancy of 100%, initially by means of Internet bookings. Each month, new acquisitions will increase the furnishings and equipment.

 

 

7.0 Long Term Objectives

 

                Long term objectives are to prove the viability of the business, and then obtain credit for the purchase of a house for conversion to a forty bed capacity.

 

 

8.0 Key Personnel

 

                At the starting point, a single receptionist on a twelve hour day shift and a three hour cleaner shall be employed. Upon achieving profitability, a further staff member shall do a twelve hour night shift. This person will be permitted to sleep between 11 and 8, to be woken by a bell should there be a night check-in. This is standard practice in a hostel. (See appendix)

 

 

9.0 Legal Structure

 

                The business shall operate as the equivalant of a sole trader.

 

 

10.0 Professional Advisors

 

                For the first tax year, a book keeper will be employed. Thereafter, the accounts will be kept and submitted for taxation by myself, which the staff will also be trained to do as part of their education.

 

 

11.0 Our Service

 

                For a daily rent, customers purchase the right to a bed in a dormitory and access to a common area. In phase two, the rent also purchased the use of a fully equipped kitchen and attractive garden.

 

                Also in phase two, and for additional fees, the Internet and washing machine can be used, and small food sundries purchased.

 

 

12.0 Unique Selling Point

 

                Our guests are able to stay in a suburban place that truly feels like home, while still being close to a busy city via public transport.

 

                In phase two, kitchen is particularly well equiped with things not usually found in a hostel, like ice-making machine, juicer, toaster etc.

 

 

13.0 Sales Materials and Special Offers

 

                An A5 folded leaflet will be produced. Also, various promotional items, like key fobs, pens, etc. are presented as free gifts at check-in. These will remind the guests of their stay after they leave and continue travelling, and increase the chance of 'word of mouth' recommendations. More expensive items, like mugs, teeshirts etc. will be for sale.

 

 

14.0 Suppliers

 

Main suppliers are for stationary and edible consumables, which will be obtained locally.

 

 

15.0 The Market and Competition

 

The type of guest whom are attracted to such a hostel are:

 

Longer term young travellers

 

Usually exploring a city for around two weeks and preferring a quiet atmosphere.

 

Older travellers

 

Who are averse to the rules of institutional hostels, and the atmosphere of the party places.

 

Foreign students

 

                Sometimes of language, who pay a monthly rate. This type of guest is non-seasonal and can help maintain occupancy during the winter.  The most popular type of courses with travelers the world over are language courses. According to research published by ISTC (International Student Travel Confederation), nearly 30% of young travelers learn a language during their trip.

 

                Price purchase parity customers

 

                Many hostels attract guests, both tourist and businesspeople, from countries like Russia and China who are fairly affluent in their own countries, but find the cost of hotel rooms in Western, or even Eastern, Europe very expensive.

 

                Solo travellers

 

                Many people, even though they can easily afford hotel accommodation, specifically choose hostels because, due to the common nature of the living, sleeping, cooking and relaxing together, they are places where people make new friendships and often travel on together.

 

                NGO/Voluntary workers

 

                Again preferring a homely atmosphere, and again non-seasonal guests.

 

 

16.0 Market Positioning

 

                We consider ourselves to be at the low price, longer staying sector of the market.

 

 

17.0 Marketing

 

                A new business obviously needs to let potential customers know of its existence, location, facilities and attract bookings. This will be accomplished in a number of ways.

 

                Advertising

 

                A fairly expensive option that might be useful in the beginning.

                The main travelers' magazine is TNT, with a  London edition. It's a free weekly, with very good articles on travel, various advertisements for accomodation and people seeking travel partners etc. It's distributed freely in hostels and places of tourist interest. A 1/8 colour insertion is 420 Sterling. But leaflet inserts are 45 Sterling per 1000.

                A lineage ad that links to a website is a viable long-term option.

 

                Flyer exchange

 

                Almost all hostels have an information centre. It might just be a large notice board with maps and leaflets advertising local restaurants, museums and literature from the tourist board. Sometimes the flyers are put into a rack for guests to take as required, other times there's a dedicated table full of free information to take.

                Because the people who stay in hostels are almost always completing an overland trip, then each hostel is only competing with surrounding hostels in the same city. Thus it's common practice for hostels to advertise each other on a reciprocal basis.

                Upon opening, envelopes of flyers for Backgammon Hostel will be sent to numerous hostels in Europe, with an SAE for the return of their own leaflets.

                Also, local educational institutions will be pleased to reciprocally display the hostel's leaflet for their potential long-term, non-seasonal guests, as people at the hostel not studying language might consider taking a short course.

 

                Hostel World

 

                The website www.hostelworld.com is an online hostel booking service. To join takes only 48 hours. Customers can read the descriptions of the hostels, see photographs, instantly book and have a confirmed reservation. The fee to Hostel World is 2 American dollars booking fee from the customer and 10% of the first night from the hostel.

                It's a very popular way to book, especially in areas where there is intense pressure on the lower end of the market, because the 'low availability grid' lets the customers see immediately where there are vacancies, and this saves a lot of phoning and walking upon arrival.

 

                Web Site

 

                www.backgammonhostel.com will contain full details of all  facilities, location map and many pictures, this will complement lineage ads in TNT. The owner already has full web design skills and the site shall be established almost immediately.

 

 

18.0 The Competition

 

The competition in cities in Western Europe is generally of a high standard, and slightly less developed in Eastern Europe.

 

                Having chosen a popular location that lacks a suburban, homely hostel for longer term travellers and students will ensure a fair market share.

 

 

19.0 Competition Price Comparison

 

                The price for the accommodation will be very close to that of the competition, as it's already the cheaper end of the market.

 

 

20.0 Guest Support

 

                Myself and/or a staff member will be constantly available, to check people in, give tourist information and general assistance required.

 

 

 

 

 

21.0 Insurance

 

                Contents and public liability shall be obtained locally. In phase two, building insurance shall also be purchased.

 

 

22.0 Property Requirements Phase One

 

 

 

 

 

 

22.1 Property Requirements Phase Two

 

 

 

 

 

 

 

 

 

 

 

23.0 Interior Needs of the Hostel

** = Essential on opening, phase 1

 

Reception

 

               

 

Kitchen  (probably not included in phase one, though monthly, some items will be purchased)

 

               

 

Bedrooms

 

 

 

Common Area

 

 

 

Laundry/Storage Room  (possibly not applicable during phase one)

 

 

Exterior (probably  not applicable during phase one)

 

 

Bathrooms

               

 

Generally

 

 

 

Appendix One -- Employees

 

Duties of the Staff

 

JOB DESCRIPTION

 

JOB TITLE: Hostel Assistant Manager

REPORTS TO: The Owner

RESPONSIBLE FOR: Self and cleaning staff.

SCOPE OF THE JOB: As follows

 

P1 = Phase one

P2 = Phase two

 

 

 

EMPLOYEE SPECIFICATION

 

Personality: Friendly, outgoing, interested in foreign cultures, open minded.

Circumstances: Youngish. Willing to sleep over or work extra hours.

Physique, health, appearance: Generally fit.

Education: Computer literate, though not necessarily qualified.

General Intelligence: Bright, with a degree of initiative.

Experience: Having travelled is a plus, but full training given.

Past Record: Reasonably stable.

Motivation: Happy to take responsibility and be able to work alone for periods.

Special Aptitudes: Languages an advantage, English essential.

Interests: Interested in travel/world culture would be a bonus.

 

 

APPLICATION FORM

 

Please return the form to:

 

Name:

Address:

Education:

Last three jobs (if applicable);

                Company:

                Position held:

                Address:

                Employment from: To:

                Salary on leaving:

                Reason for leaving:

                Describe what the job involved and any particular achievements:

 

What are your hobbies and interests:

When could you be available to start work

Are you registered disabled

Have you had any major medical problems in the past five years:

 

Give details of two referees. Both should be from previous employers. They will only be contacted after a job offer has been made, unless we obtain your permission first.

 

Name                      Company/address                              Business relationship.

 

I confirm that the information I have given on this form is true and complete to the best of my knowledge. I understand that if the information is subsequently found to be false, my application may be rejected, or in the case of my appointment, I may be dismissed.

 

Signature:                              Date:

 

ADVERTISEMENT

 

Hostel worker

E ****** pa

 

To work in a lively new backpacker establishment in _______. Duties involve general reception duties, light cleaning, checking people in and out, some translation for the expatriate owner. The successful applicant will be friendly, honest and enjoy meeting people from different cultures. For an application form please contact ___________.

 

EMPLOYMENT INDUCTION CHECKLIST

 

Name:

Job title:

Start date:

Mission Statement:

Organisation chart:

Emergency contact:

Tax number:

Basic Pay

Overtime:

Ringing in sick:

Holiday Pay and entitlement:

Lateness:

Health and safety:

First aid:

Accident prevention:

Accident procedure:

Fire evacuation:

Exits and alarms:

Assembly area:

Fire equipment:

Smoking policy:

Personal hygiene:

Training policy:

Disciplinary procedure:

Grievance procedure:

Personal problems:

Site tour:

One week review:

Two week review:

One month review:

 

EMPLOYMENT RECORD

 

Name:

Address:

Date of birth:

Telephone number:

Marital status:

Number of children:

Emergency contact address and number/s:

Tax number:

Bank address+a/c number + sorting code:

Holiday entitlement:

Sickness entitlement:

Starting date:

Position:

Starting salary:

 

SAMPLE EMPLOYEE ABSENSCE RECORD

 

Name:

Positon:

 

Date: _______ Reason for absence: ______________________

Date: _______ Reason for absence: ______________________

Date: _______ Reason for absence: ______________________

 

 

 

Appendix Two -- Contacts in Amsterdam (Phase One)

 

1.0 ACCESS

Access is a not for profit organisation that helps anyone from anywhere settle in the Netherlands with ease.

 

http://access-nl.org/

 

+31 (0) 20 4 23 32 17

Office Hours:

10am - 4pm

Amsterdam Office

Herengracht 472 2nd Flr, 1017 CA

Postal address:

P.O. Box 17374, 1001 JJ

Amsterdam, The Netherlands

 

                ACCESS is a not-for-profit organisation established in 1986 to bridge the gap between the international community and English-speaking services available in The Netherlands. We supply free information from our extensive database; offer publications, courses, events, and a professional counselling referral service. About 150 volunteers, Management Team, and a Board of Directors staff ACCESS

 

The goals of ACCESS include:

To remain the primary source of free information in English for the international community in The Netherlands through the maintenance of a comprehensive database of information communicated by means of a telephone helpline, by e-mail and personal interviews.  To offer free counselling referrals.

To provide educational seminars and workshops designed to meet the needs of the international community.

To research and produce various publications

on topics relevant to life in The Netherlands.

 

1.1 HOME ABROAD

 

Services: Relocation

Home Abroad offers pay-as-you-go services as well as fixed-price packages customized to fill the needs and requirements of our clients.

 

 

Kathryn Wentzel, Director

 

Relocation Consultants

in the Netherlands

 

For more information or an appointment:

 

Phone: +31 (0)20 6255195

FAX:   +31 (0)20 6247902

Email:   [email protected]

Mailing Address: Home Abroad

Weteringschans 28hs

1017 SG Amsterdam

The Netherlands

 

Offices located across from the Rijksmuseum.

 

Help with arranging

 living accommodations/rental contracts/utilities

 moving company and acting as liaison with customs

 bank account/insurance policies

 schooling for the kids

 car ownership, leasing, vehicle inspection and registration

 driver's license exchange

 language schools, adult education/enrollment of children

 recreation, clubs, sports facilities, adult education, etc.

 

1.2 Partners in Relocation

 

P.O.Box 33

4140 AA Leerdam

the Netherlands

 

Visit:

Loosdorp 4

4143 LT Leerdam

the Netherlands

 

T 0345 - 580 381

F 0345 - 580 816

E [email protected]

 

1.3 PAS BMS Relocation Services v.o.f.

Rivi relaan 1

4731 CS Oudenbosch

Netherlands

Country: The Netherlands

Contact: Christine Schrage-Hartmann

Phone: + 31 165 51 82 68

Fax: + 31 165 51 82 78

Email: [email protected]

 

PAS BMS provides all services required integrating a foreign employee including a unique 24-hour HELP Service such as

Relocation Services: * Work and Residence permits; * Housing assistance; * School search and registration; * Banking/Insurance; * Removal Services; * Repatriation assistance.

INTERNATIONAL HR SERVICES: * Interim HR Assistance; * Restructuring services; * Legal/Tax/Social security; * Dual Career Programs; * Cultural Training Programs; * HR Due Diligence program and execution.

 

1.3 Relocation Services B.V.

 

P O Box 95953

De Ruyterstraat 94 A

2509 CZ Den Haag

Netherlands

Country: The Netherlands

Contact: Helen Rietveld-Seitz

Phone: + 31 70 387 1715

Fax: + 31 70 387 7741

Email: [email protected]

www.relocation-holland.nl

 

1.4 T & A Relocation

Torenlaan 31

Laren (Nr Amsterdam)

P O Box 73

1250AB Laren

Netherlands

Country: The Netherlands

Contact: Jolanda Tetteroo

Phone: + 31 35 533 0478

Fax: + 31 35 533 0479

Email: [email protected] <mailto:[email protected]>

Membership: Full

www.t-and-a-relocation.nl

 

T & A Relocation offers traditional relocation services to companies and individuals, as well as providing the increasingly popular property management services and administrative support, including the application of work permits and ex-pat income tax benefits. Relocation packages are compiled based on the requirements of both the companies and the relocating families in an exclusive arrangement.

 

1.5  Mailing Address/Temp Office

 

Euro Business Centers

Keizersgracht 62/64

1015 CS Amsterdam

T: +31 (0)20 520 7500

F: +31 (0)20 520 7510

E: [email protected]

 

 

Appendix Three  -- Dutch Taxation, Information and Contacts

 

1.0 Registering for Tax

 

                Step one, obtain "Opgaaf gegevens startende ondernemers" form (Statement of information by a new business) from the Starters' Desk of the tax office. The tax office will make a provisional assessment of the business and decides which taxes have to be paid and will provide the necessary registration numbers (for example a VAT number).

 

 

1.1 Income tax

 

Entrepreneurs who pay turnover tax are not always liable to pay income tax. When deciding if an entrepreneur has to pay income tax, the tax office will look at the following:

· the extent of the work performed;

· the level of turnover and profit;

· the time spent in the business;

· the presentation to the market;

· the number of clients (a minimum of three clients is often required);

· the presence of debtors' risk.

 

To be sure a VAR declaration states exactly.

 

If the entrepreneur is liable to pay income tax, there are a number of tax allowances. Declaration and payment (plus employees wages tax)  is usually done on a quarterly basis.

 

 

Central Tax Office (+31) 0800 0543

 

2.1 Expatax

Pater van den Elsenstraat 6

5056 ES Berkel-Enschot (near Tilburg)

 

Tel. 013- 540 02 55

Fax: 013-540 02 56

 

Expatax can assist with

 

 tax advice and all Dutch tax returns

 the application for the 30% ruling

 setting up a business or opening a branch in the Netherlands

 the administration of your company

 payroll services for contractors and (international) companies

 a US tax return

 

Expatax is only working for expats which guarantees that the necessary experience is available.

 

Together with advisors who are specialized in assisting expats Expatax can also offer the following services:

 

 arranging a mortgage

 investment planning

 retirement planning

 insurance advice

 relocation services

 legal advice

 

 

Tax advice  € 65 - € 85 per hour  + 19% VAT

 

An M form is a more complicated tax return. This form is needed when somebody has immigrated to or emigrated from the Netherlands during the tax year. An M form requires specific information and knowledge. The minimum fee for an M form will therefore be higher.

 

Time spent for anything else than a tax return will be separately charged at our hourly rate. This includes filing a letter of objection if the tax office has made a mistake, providing tax advice, answering specific questions etc. and also answering emails and phonecalls depending on the length and number of emails and phonecalls. We will not charge a single short email, but if we have an email conversation we may charge our time. .

 

Tax return individual  Minimum € 100,00, maximum € 200,00 depending on information

 + 19% VAT

Tax return M form Minimum € 150,00, maximum € 200,00 depending on information + 19% VAT

Tax return plus tax return partner Minimum € 125,00, maximum € 225,00 depending on information. + 19% VAT

Tax return for freelancer, business owner (excluding administration) € 150,00 - € 200,00

+ 19% VAT

Request provisional refund € 50,00  + 19% VAT

US tax return Minimum € 350,00, average € 400,00 / € 500,00 depending on information

 + 19% VAT

 

The application for the 30% ruling has a separate fee. The fee depends on the work which needs to be done by us and the documents which need to be supplied.

 

Application 30% ruling from € 150,00 for just checking the application you made yourself up to € 300,00 for the whole application with an average fee of € 200,00 + 19% VAT

 

Extra costs (above normal fees)

 

Personal visit € 50,00 + 19% VAT

Urgency (within 5 days) € 50,00 + 19% VAT

 

Administration

 

 

The fees mentioned below are just estimates. The final fee depends on the quality of the given information. The more we have to find out ourselves, the higher the fee will be at the end.

 

Guidelines:

 

Small administrations € 600,00 per year (€ 50 per month)

Bigger (middle) administrations € 1.200,00 per year (€ 100 per month)

 

For small administrations you can think of self employed business owners without employees and not too much invoices and bills. If you have a partnership or if you have many invoices and bills you are treated as a business owner with a bigger administration. Prices don't include 19% VAT and extra costs. Be aware that these fees are (mostly) deductible as business costs and that the VAT can be claimed back.

 

The fees include:

 

- VAT returns

- business administration

- year end accounts

- estimates for the tax office throughout the year

- income tax return

 

Payroll administration

 

 

Appendix Four -- Legalities of Dutch Residency/Business

 

1.0 Living Legalities

 

1.1 Exchanging a foreign driver’s license

 

As a rule, residents of the Netherlands are required to have a Dutch driver’s license. There are a number of exceptions, however, to this rule. If you have a license issued by one of the member states of the European Union, you may use this license for up to one year after registering in the Netherlands. If you have a license from a country outside of the European Union, you may drive on your foreign license for 6 months from when you register as a resident of the Netherlands. After this period you will either have to pass a Dutch driving test or exchange your license.

 

Exchanging your license, how does it work

When you are entitled to the 30% tax ruling, you or your family member(s) may exchange your foreign driver's license. At the city hall -gemeentehuis- you can request the forms for exchanging your license. Apart from the request forms you'll need the following documents:

 

A letter from the tax office in Heerlen saying you are entitled to the 30% ruling benefits.

Your original, valid driver’s license.

A copy of your registration with the city hall.

A statement of capability.

Two identical, recent passport photos.

 

 

1.2 City Hall registration

               

                When you move to the Netherlands with the intention to settle, you are required by law to register in person with your local City Hall -gemeentehuis, afd.burgerzaken- within three days upon arrival. As per may 2004 the IND, Department of immigration services, have taken over the Alien Police registration tasks. IND and City Hall have combined the registration process in one. In effect this means that you apply for the resident permit at City Hall.

 

Upon registration the following details are required:

 

copy valid passport;

color passport photo;

employment certificate;

work permit -tewerkstellingsvergunning- (if needed);

health insurance;

marriage certificate (legalized & translated);

birth certificate (legalized & translated);

divorce certificate (if applicable);

copy rental contract home.

Upon payment of the registration fees you will receive your resident permit, with your photograph, signature and the purpose of your stay (work, study, unification partner).

 

                A resident permit for members of the European Community is valid for five years. A resident permit for Non EU citizen who is employed the permit can be valid for three years. The accompanying spouse will have a resident permit valid for only one year. A renewal is required every year. To renew your resident permit you need to submit an employment certificate, pay slips of the past three months, a health insurance and a work permit. As of December 2003 the extension and renewal process of the residential permit can be done per mail.

 

 

2.0 Business Legalities

 

2.1 Insurance

 

Will be purchased locally.

Personal insurance (such as health insurance and household contents insurance)

Business insurance (such as insurance of inventory and stock).

Insurance companies make a distinction in this respect. For example, the third party liability insurance which you have as a private individual does not apply in the context of your business activities.

available.

 

 

Appendix Five -- Business Start Up Guide from the Chamber of Commerce (Phase One)

 

 

http://www.kvk.nl/

 

The Chamber of Commerce is the prime meeting place for business people in the Netherlands, whether you have just started up in business or have been operating for many years.

What requirements do I have to satisfy in order to start a business in the Netherlands What legal forms are there, 

 

what taxes do I have to pay, and do I require a licence or diploma How do I set up a branch office for my business

 

In this section we focus on the most important aspects related to successfully setting up a business in the Netherlands

 

 Setting up your own business: Insurance

 

Anyone starting up a new business takes risks. To some extent, you can insure against these risks. Think about which risks you wish to run and which insurances you wish to take out. In the case of small risks it may be more cost-efficient to put some money aside than take out an expensive insurance policy.

As an entrepreneur you will be dealing with two kinds of insurance:

 

Personal insurance (such as health insurance and household contents insurance)

Business insurance (such as insurance of inventory and stock).

Insurance companies make a distinction in this respect. For example, the third party liability insurance which you have as a private individual does not apply in the context of your business activities. 

 

 Insurance: Business insurance

 

Insurance of your business assets

Buildings, machinery, furniture and fittings, stock and means of transport are all business assets. Fire or theft could halt your production. These risks are covered by the following insurance policies:

Cargo policies

Machinery and equipment policies

Business premises policies

Business interruption and/or machinery breakdown policies

Computer policies

Liability insurance

If the product or services you supply cause personal injury or material damage, you could be held liable as an entrepreneur. There are two types of policy for this:

Liability insurance policies for companies

Professional liability insurance

Goods-in-transit insurance

The insurance covers damage during the transport of goods, whether you transport the goods yourself or use a professional transport company.

 

Legal assistance insurance

If you have any legal problems with customers, suppliers and staff, the policy will cover such things as the costs of lawyers, bailiffs and the court.

 

Credit insurance

If you deliver goods on account, you run a debtor's risk. In other words, the risk that your client cannot or will not pay. The credit insurance policy covers this risk.

 

  Choosing a business name or a trade name for your company is subject to certain rules.

Your business name must not be confusing or misleading. That means that you cannot choose a name which is already being used by someone else or which is similar to it.

You may not represent yourself as anything other than what you really are. So, for example, you cannot use 'BV' in your business name if your business is not a BV (private limited company).

Your business name or trade name may not conflict with existing trademarks. Please note that the Chamber of Commerce does not investigate whether this is the case when you register your business. The Benelux-Merkenbureau (Benelux Trademark Agency) in The Hague is responsible for protecting trademarks.

If you register your business in the trade register of the Chamber of Commerce, a general search will be done to check if there is already a business with that name. It is in your interest to pay for the Chamber of Commerce to conduct a nationwide business name search. This also includes a search of business names which sound similar but are spelled differently.

Your trade name is protected from the date that your company is operative and becomes known to third parties

Tax affairs

As a self-employed entrepreneur you are responsible for your own tax affairs. It is important to know which taxes you will be required to pay and what options for deductions and exemptions may apply to your company.

Contacting the Inland Revenue

You should notify the Inland Revenue as soon as you know when your company plans to start business. The relevant form 'Opgaaf Gegevens startende onderneming' (Statement of information for starting up a business) is available from the Inland Revenue.

It is to your advantage to provide this information at an early stage: new companies which have made investments in their business often receive money back following their first VAT return (Value Added Tax). This is because a new business often pays more VAT in the beginning than it has actually charged.

 

Start-up businesses are regularly visited by an inspector from the Inland Revenue who checks whether the business administration meets the required standards. You can also make an appointment yourself for an 'introductory visit'.

 

 

What kinds of taxes do you have to deal with

Businesses may have to deal with four kinds of taxes:

Value added tax(VAT)

It is almost always compulsory for businesses to charge clients VAT (BTW).

Income tax

If the Inland Revenue considers you as an entrepreneur, you can benefit from a number of tax allowances. You will then pay less income tax.

Wages and salaries tax

If you employ staff, you will be liable to pay wage tax.

Corporation tax

If you have a private company with limited liability, you will be liable to pay corporation tax.

 

Tax allowances and exemptions

You can take advantage of tax allowances and exemptions in respect of two taxes:

Value added tax

For businesses which have to pay very little VAT, the Kleine ondernemersregeling (small businesses provision) applies. This means you pay less VAT or no VAT at all

Conditions:

You would normally be liable to pay a maximum annual amount of € 1,883.

You have an eenmanszaak (sole proprietor), Vennootschap onder firma :VOF (partnership) or Commanditaire Vennootschap: CV (limited partnership).

You meet the administrative requirements with regard to VAT, such as the issuing and filing of invoices.

 

Income tax

For businesses paying income tax, the following tax allowances apply:

Self-employed persons allowance

Conditions:

You run the business on your own account;

You are aged between 18 and 65;

There is no provision to prevent double taxation on profits (for example, if you have paid tax on a proportion of the profit in another country);

You work a minimum of 1,225 hours in your business during the year 2003. The hours you put in before the business was actually up and running can also be included, so keep a record of these.

Start-up business allowance

For the year 2003 the following conditions apply:

In this year you are entitled to the self-employed persons allowance;

Between 1998 and 2002 inclusive you used the self-employed persons allowance on no more than two occasions. Furthermore, any period in which you did not run a business between these dates was no longer than one year.

Housing allowance

If your business is based in your own home, the housing costs can be deducted under certain conditions. For more information, please contact the tax office.

Investment allowance

You often have to make investments before starting a business, in particular for capital assets. If you have invested a minimum of € 2,000 and a maximum of € 279,000 in particular sorts of capital assets during 2003, you will be entitled to an investment allowance. The amount involved depends on the level of the investment.

Special tax allowance for the self-employed

You can set aside amounts for later. This is the special tax allowance. As long as you continue in business, you are not liable to pay tax on these amounts.

Random depreciation provision

Sometimes as a new business you can depart from the normal method of tax allowances. You can then decide for yourself how much you deduct per year. There are two conditions:

You are a sole proprietor, partnership (VOF) or other partnership; and

You are entitled to the start-up business allowance and self employed persons allowance

 

 Tax affairs: Value added tax

 

Businesses are nearly always liable to charge value added tax to their clients. The rate is 6% or 19% depending on the type of product or service.

The VAT which you receive from your client must be paid to the Inland Revenue. The VAT which you have paid out yourself to your suppliers can be offset against this.

 

Value added tax is paid either monthly or quarterly, depending on the type of business you have and the level of turnover.

 

 Tax affairs: Income tax

 

Entrepreneurs who pay turnover tax are not always liable to pay income tax. When deciding if an entrepreneur has to pay income tax, the Inland Revenue will look at the following:

the extent of the work performed;

the level of turnover and profit;

the time spent in the business;

the presentation to the market;

the number of clients;

the presence of debtors' risk.

If the entrepreneur is liable to pay income tax, he can take advantage of a number of tax allowances.

 

If you are an employer, you have to make wage deductions and pay these to the Inland Revenue. Declaration and payment is usually done on a quarterly basis. 

 

 Tax affairs: Income tax

 

Entrepreneurs who pay turnover tax are not always liable to pay income tax. When deciding if an entrepreneur has to pay income tax, the Inland Revenue will look at the following:

the extent of the work performed;

the level of turnover and profit;

the time spent in the business;

the presentation to the market;

the number of clients;

the presence of debtors' risk.

If the entrepreneur is liable to pay income tax, he can take advantage of a number of tax allowances.

 

If you are an employer, you have to make wage deductions and pay these to the Inland Revenue. Declaration and payment is usually done on a quarterly basis. 

 

 Tax affairs: Corporation tax

 

If you have chosen a private limited company (BV) as the legal form for your business, you will have to pay corporation tax and dividend tax

 

 Administration

 

You are obliged by law to record anything with financial implications for your business in a systematic administration. It is important for yourself to keep a proper financial administration. It gives you a wealth of business information and insight into how your company is progressing.

 

Keep for seven years

Books and documents which are important for corporation tax, turnover tax and income tax purposes have to be kept for seven years, as laid down in the Dutch Civil Code (Algemene Wet inzake Rijksbelastingen).

 

What to keep

What documents are important for your business administration All information which you record on paper or electronically such as: cashbook administration and receipts; sales and purchases book; invoices received and copies of invoices sent; bank statements; contracts, agreements and other such documents; software and databases.

 

BTW (turnover tax)

Your administration must show how much turnover tax you have to pay to the tax authorities. You need to keep a record of:

invoices which you issue;

invoices which you have to pay;

expenses;

income;

private use of goods and services.

Invoices

Your invoices should be numbered progressively and in a series. The invoices should state:

invoice date and number;

name and address of the supplier or customer (and the turnover tax identification number when trading with another EU country);

description of the goods delivered or service provided;

prices exclusive of turnover tax;

the turnover tax amounts, split into turnover tax rates.

 Permits and diplomas

In most cases you do not need a diploma and/or permit to register your new business in the trade register. However, you may have to consider a number of local council regulations and permits (such as environmental permits) when you start your company.

 

Make sure to organize your permits well in advance. It can often take a long time before you have all the necessary papers and you will be subject to strict controls. Certain branches require you to meet the standards set by the branch association or certification bodies.

 

If you start a business in the catering sector, you need to obtain a an [drink and catering] permit from the local council. The council can also use the catering act to stipulate that the manager must have a record of exemplary behaviour, must be at least 21 and in possession of a Social Hygiene certificate (how to deal with aggression, drugs and alcohol).

 

 Zoning plan

 Building permit

 Environmental permit

 Establishment requirement

 

 Every entrepreneur has to consider the zoning plan relating to a building or piece of land. 

No matter where you start your business - in your own home, in rented premises or a building in which a similar sort of company existed - you always have to take account of the zoning plan. Every local council in the Netherlands sets out in the zoning plan the functions it allows for a building or a piece of land.

 

Business in your own home

If you want to start your business in your own home, you will need permission from the local council to turn a living area into a business area. Most residential houses are sold as residential space in which it is not allowed to establish a business. Nonetheless councils will sometimes tolerate a business in your home. For example:

if the business is purely office-based

if no clients visit the house

if the business can cause no disturbance

if it is only a small part of the house will be used for business activities.

The council and your neighbours would probably object to a business such as a shop, hairdressing salon or engineering workplace.

 

Renting business space

If you want to rent business space, don't forget to ask permission to run a business there from the landlord.

 

Building in which a business already existed

If a similar sort of business existed in the building, check whether the zoning plan is still valid.

 

Permits and diplomas: Establishment requirement

In certain sectors you need to obtain permits and diplomas before you can start a business.

In certain sectors you need to obtain permits and diplomas before you can start a business.

 

Establishment requirements (formerly level C)

The Bedrijfstechniek business diploma is required for more complex businesses which place extra demands on the entrepreneur. Examples are:

Food products (bakers and confectioners, butchers, fishmongers and poulterers)

Construction (building contractors, civil and utility construction, masons, demolition companies, carpenters, civil, soil and hydraulic engineering)

Installation sector (electromechanical installation businesses, gas and water fitters, plumbers, central heating, air-conditioning and cooling companies, greenhouse heating)

Automobile sector (car dealers, garage and body work businesses, agricultural machinery, motorcycle dealers and panel beaters)

 

Do I need a professional diploma

Under the Vestigingswet (Establishment of Businesses Act), you do not need any specific knowledge of the field in which you exercise your profession. The Act assumes that the entrepreneurs have or will obtain the necessary professional knowledge and expertise in order to guarantee the quality of their products or services. Banks do often set conditions related to professional knowledge when giving loans.

 

There is one exception to the above list: bakers, butchers and electromechanical installation businesses have to obtain a Vaktechniek professional diploma as well as the Bedrijfstechniek business diploma

 

Knowledge of the professional discipline is essential for entrepreneurs if they wish to be recognized as professionals by their colleagues. Branch organizations run a number of courses.

 

Permits and diplomas: Environmental permit

If your business represents a burden on the environment, you will need an environmental permit.

You need this if your company's products or operations form a burden for the environment. The permit is issued based on factors such as the production process, the storage of goods, and the raw materials and equipment to be used.

 

Duty of notification instead of a permit

Certain types of business, such as catering and the retail trade, are subject to general environmental regulations. If you meet the requirements, all you have to do is to notify the Council about your business. In other words you have a duty of notification but do not need to obtain a permit.

 

Do you need an environmental permit and a building permit

You may need a building permit alongside an environmental permit. If you are planning any building works, apply for the environmental permit before you apply for the building permit. You cannot obtain a building permit before a decision has been made on your application for an environmental permit. In addition, environmental requirements may affect the building work. Check with the environmental department of your local council or the Chamber of Commerce

 

Taking on staff: Drawing up employment contracts

 

The law states that the employment contracts which you agree with your employees have to be put in writing. A number of sectors use a CAO (Collective Labour Agreement) specific to the sector.

 

These state the agreed conditions of employment. An individual employment contract must not contravene the conditions of the CAO. More information on CAOs is available from employers' organizations and the Arbeidsinspecties (Dutch Labour Inspectorates).

 

What information is in an employment contract

 

Job description

Type of employment agreement (permanent, temporary, on-call, zero hours)

Length of the employment (definite or indefinite period)

Length of the trial period

Working hours

Notice period

Number of holidays

Salary

Sickness rules

Working conditions

Identification requirements

Any pension schemes

Any competition clauses

 

Registering with the Chamber of Commerce

Nearly every business has to register with the trade register of the Chamber of Commerce. The trade register is a source of information that is open to everyone.

 

Registering with the Chamber of Commerce: Who has to register

 

Nearly every business has to register in the trade register. Exceptions are:

sole traders in the agriculture and fishing sectors;

partnerships;

liberal professions (for example doctors, civil notaries, artists);

businesses related to a public body (for example, local government, hospital, school);

businesses where the only form of trading is street trading in the form of barrow trading.

More information

For more information, contact your Chamber of Commerce

Registering with the Chamber of Commerce: Registration and amendments

 

You can register your company in the trade register from one week before your start date. The Chamber of Commerce will check if your home address is correct. Therefore you will need valid personal identification, a copy of a recent bank statement (which is not older then 30 days) or an excerpt of the register of births, deaths and marriages.

Also, for example, if you start your business in rented premises, you may be asked to show the rental contract in order to confirm the establishment address. Once you have registered, you are given a unique eight-figure registration number. You must print this number on all your outgoing post.

 

Click here to download the registration form (in Dutch) or contact your regional Chamber of Commerce.

 

Ask for a print-out straightaway to prove that you have registered. The tax authorities, bank and suppliers will regularly ask for proof of registration.

 

Registered entrepreneurs pay a contribution to the Chamber of Commerce every year. The level of the contribution will mainly depend on the legal form of your business. Ask your local Chamber of Commerce to check the exact amount charged in your region.

 

Once you have registered, it is your responsibility to ensure that the information is up to date and correct. Only the following persons are allowed to register a business or communicate changes to the register information: the owner, a partner, a manager or a proxy with a general power of attorney.

 

Registration and amendments to information relating to NVs and BVs (public and private limited companies) are published in the Staatscourant at the company's expense (in Dutch).

 

Registering with the Chamber of Commerce: What information does the trade register contain

 

The trading name

The place of establishment

The legal form

A brief description of the business

The names and addresses of the owners, managers, supervisory board members or partners

The capital invested in the business

The number of employees 

Registering with the Chamber of Commerce: The trade register as a source of information

 

Everyone has the right to consult the information in the trade register. For example, you can check in the trade register to see who owns a company, who is authorized to sign contracts and who is responsible for financial matters. This gives you more certainty about the legal basis for doing business.

 

Many companies use information from the trade register for market research, sales or debtor management. To consult the trade register online contact your local Chamber of Commerce

 Legal forms

The legal form of your company determines the financial risks you will run in case of debts or obligations. It also determines the type of tax you will have to pay.

 

In all cases you pay tax on your profits. For sole traders, VOF partnerships and CV partnerships, the profit is taxed as income tax. If you have a BV, profit is taxed as corporation tax.

 

 Liability of the different legal forms

 Sole trader

 Limited partnership

 Partnership under common firm (VOF)

 The partnership

 Private limited liability company (BV)

 Foundation

 Association

 Diagram of legal forms

 

 Legal forms: Liability of the different legal forms

Do you want a large or small financial risk

There are two types of legal form:

Legal forms which do not involve a legal person. Your entire personal assets are liable for obligations.

Sole trader

Vennootschap Onder Firma (VOF) or general partnership

Commanditaire Vennootschap (CV) for limited partnership

Partnership

 

Legal forms which do involve a legal person: you are liable for the amounts that you have invested. Like an individual, a legal form with a legal person has independent rights and obligations.

Besloten Vennootschap (BV) or limited liability private company

Vereniging or association

Stichting or foundation

The freelancer occupies a special position. It should also be noted that the Naamloze Vennootschap (NV) or public limited company form is rarely taken by start-up companies. 

 

 Legal forms: Sole trader

 

There may be several people working in your company, but you are the only owner. As the owner you are entitled to the profits your company makes.

 

Taxes

You pay income tax on the profits. In certain circumstances you are entitled to the self-employed tax allowance. Ask the tax authorities for more information.

 

Liability

There is no distinction between your business and personal assets. If you have business obligations, your creditors can demand that you pay these from your personal assets. If you have personal obligations, your creditors can make a claim on your business assets.

 

If you are married on the basis of communal estate, creditors can also make claims on your partner´s assets. If you are married on the basis of a marriage contract, the personal assets of your partner fall partially or completely outside the area of business liability. If you are married on the basis of communal estate, you can still arrange a marriage contract. Ask the civil notary for details.

 

 Legal forms: Limited partnership

 

The limited partnership (CV) is a special form of the General partnership (VOF). There are two sorts of partners:

active partners

limited or sleeping partners.

The active partner is active as an entrepreneur. The sleeping partner stays in the background and tends to finance the business. He has much less authority and bears less risk. He is not allowed to act as active partner and his name cannot be used in the name of the partnership.

 

A limited partnership tends to develop from a sole trader or general partnership when a sleeping partner enters the business to provide extra finance for growth.

 

A partnership agreement is not compulsory, but is in fact essential. The agreement states the length of the limited partnership, the contribution, authority, profit share and the arrangements for resignation of the two sorts of partners. You can either ask a civil notary to draw up the contract or do it yourself using a model contract.

 

Taxes

Generally the tax authorities consider active partners to be self-employed entrepreneurs. Active partners can therefore benefit from tax allowances for the self-employed, the fiscal retirement reserve, the working partner's allowance and termination allowance. Each active partner pays income tax over his or her share of the profits.

 

If the sleeping partner only provides capital for the business without any liability towards the business creditors, the new tax system does not consider the sleeping partner to be an entrepreneur. It considers him or her to have joint entitlement.

 

The entrepreneur is the taxpayer on whose account the business is run and who directly commits the business to obligations.

 

 

Liability

The active partner is jointly and severally liable for the obligations of the business. The sleeping partner has no liability to third parties. His only risk is losing the money he has invested.

 

If you are married on the basis of communal estate, creditors can also make claims on your partner's assets. If you are married on the basis of a marriage contract, the personal assets of your partner fall partially or completely outside the area of business liability.

 

If you are married on the basis of communal estate, you can still arrange a marriage contract. Ask the civil notary for details.

 

 Legal forms: Partnership under common firm (VOF)

 

You run a business with one or more other persons. This makes you partners. Each partner brings money, goods and/or manpower into the business. A partnership contract is not compulsory, but is in fact essential.

The agreement states the length of the limited partnership, the contribution, authority, profits share and the arrangements for resignation of the partners. Profits are allocated in line with a formula set out in the partnership contract. You can either ask a civil notary to draw up the contract or do it yourself using a model contract.

 

Taxes

Generally the tax authorities consider each partner to be a self-employed entrepreneur. Each partner can therefore benefit from tax allowances for the self-employed. Each partner pays income tax over his or her share of the profits. Visit the tax authority for more information.

 

Liability

The partners are each jointly and severally liable for the obligations of the VOF. If the assets of the partnership are insufficient, creditors can make a claim on the personal assets of the partners in the VOF.

 

If you are married on the basis of community of goods, creditors can also make claims to your partner's assets. If you are married on the basis of a marriage settlement, the personal assets of your partner fall partially or completely outside the area of business liability.

 

If you are married on the basis of community of goods, you can still arrange a marriage settlement. Ask the civil notary for details.

 

The husband-wife business

Two people who are married, living together or are registered partners who start a business can enter into a VOF with each other, the so-called husband-wife business. If they both want to claim tax allowances for the self-employed, they have to perform equal tasks within the business.

 

The disadvantage of the husband-wife construction is that they are both jointly and severally liable, even if they are married on the basis of a marriage settlement.

 

 Legal forms: Private limited liability company (BV)

 

The private limited liability company is a legal person. This limits the risks of joint and several liability. When it is established, a BV must have a capital of € 18,000 in money or goods.

 

The capital is divided into shares which cannot be freely transferred. The shares are registered by name and you cannot simply trade them. When you establish a BV, a civil notary has to draw up the Articles of Association.

 

You also have to obtain a proof of good conduct from the Ministry of Justice. The Ministry checks whether the person(s) establishing the company has/have been involved with bankruptcy or fraud cases.

 

Taxes

You are not entitled to tax allowances for the self-employed. Corporation tax is charged on the profit; income tax is charged on the managers' salaries.

 

If you own more than 5% of the shares in a BV, you are considered to own a substantial interest in the company. The new income tax system taxes income from a substantial interest (such as dividend payments and profits from the sale of shares) in box 2 at a rate of 25%.

 

Liability

The BV is a legal person. In principle creditors can only make claims on the assets of the BV and not on the assets of the director(s) or shareholder(s). The liability of shareholders is limited to the amount invested.

 

Legal forms: Foundation

 

A foundation is a legal person without members which is established with a certain amount of capital to achieve a goal which is stated in the Articles of Association. Foundations tend to have idealistic or social objectives. A foundation is allowed to make profits, but there are restrictions on how the profits can be allocated. This is why the foundation and the association are not the ideal legal form in which to start a business.

 

Taxes

If a foundation does run a business, it has to pay corporation tax on the profits. Deciding whether or not turnover tax (BTW) has to be paid can be quite complex. It is advisable to consult an expert, for example the tax authorities for businesses.

Liability

In principle the managers of a foundation are not liable for obligations. However, if the foundation runs a business, the managers may be held liable under certain circumstances.

 

Legal forms: Association

 

An association is a partnership between two or more people (members) who wish to realize a certain objective. An association is allowed to make a profit, but the profit must be used for the common goal. The objective must not be to disturb law and order or to challenge public morality. Profits may not be divided amongst the members.

There are two sorts of association:

 

Associations with complete authority under the law: the association is established with articles of association drawn up by a civil notary. The association has to be registered in the Chamber of Commerce trade register.

Associations with limited authority under the law: the articles of association are not drawn up by a notary. The associations can register in the trade register but this is not compulsory.

Taxes

An association that runs a business pays corporation tax on the profits. Deciding whether or not turnover tax (BTW) has to be paid can be quite complex. It is advisable to consult an expert, for example the tax authorities for businesses.

Liability

Once an association with complete authority has been registered in the trade register, the executives and members are not liable for obligations. Once an association with limited authority has been registered in the trade register, the executives and the association are jointly and severally liable for the agreements entered into by the executives. If the association is not registered, the executives are jointly and severally liable.

 

Legal form Liability of legal form

 Taxes

Sole trader

One owner No legal form

Owner is liable

 Income tax

Turnover tax

 

General Partnership (VOF)

One business with two or more people (partners). No legal form

Each partner is liable for obligations

 Income tax on each person's share of the profit

Turnover tax

 

Limited partnership (CV)

Two sorts of partner:

Active partners (active in the business)

Silent partners (only contribute funds)

 No legal form

Active partners are liable for obligations

Silent partners are liable for the amount they invested

 Income tax

Active partners:

on their share of the profits

Silent partners:

on remuneration received

Turnover tax

 

Partnership

Entrepreneurs working together to exercise a liberal profession  No legal form

Each partner is liable for the obligations of the partnership but not for the individual obligations of the partners.

 Income tax on each person's share of the profit

Turnover tax

 

Private limited liability company (BV)

Capital NLG 40,000 or Euro 18,152 on establishment  Legal form

The BV is liable for obligations of the business

 Wealth tax on the capital

Corporation tax on the profit

Turnover tax

 

Association or Foundation

An association or foundation runs a business

 Legal form

The association or foundation is liable for obligations

 Corporation tax on the profit

Turnover tax 

 

Contracts and agreements: Partnership contracts

For a General Partnership (VOF), partnership, or Limited Partnership (CV) it is advisable to draw up a partnership agreement.

For a limited liability company (BV) a civil notary has to draw up the Articles of Association.

If you start a business with someone else, the legal form of the business is usually a General Partnership (VOF), partnership, Limited Partnership (CV) or private limited liability company (BV).

It is not compulsory to draw up a contract or agreement to set up a VOF, partnership or CV. But we do recommend that you set out in writing the agreements you make with your partners.

 

You can do this yourself. The Chamber of Commerce keeps standard contracts for these legal forms. You can adjust the contract to your own situation. We would advise you to also consult a lawyer. You can also ask a civil notary to draw up a contract.

 

To set up a BV, you always have to ask a civil notary to draw up the Articles of Association.

 

For more information, contact your regional Chamber of Commerce.

 

Contracts and agreements: Lease contracts

A lease is an agreement. The Chamber of Commerce has examples of standard lease contracts.

A lease is an agreement. The lessor agrees to make a property available for use by the lessee. The lessee agrees to pay the lease price.

The Chamber of Commerce has examples of standard contracts for leasing shop and office premises.

 

For more information, contact your regional Chamber of Commerce.

 

 De Ruijterkade 5  

 1013AA   Amsterdam 

 Tel. +31 20 531 4000 

 Fax. +31 20 531 4799 

 [email protected]  

 http://www.amsterdam.kvk.nl  

 

 

Appendix Six -- Housing/Location

 

1.0 Locations

 

 

CENTRE

 

Elegant mansions stand along Herengracht, Prinsengracht and Keizergracht. In the course of the centuries these houses have been made over to meet changing tastes. During a walk along these canals you will see beautiful examples of this. Quite a few houses are in Louis style; a style which was extremely popular in the 18th century.We recommend to make a tour Parking is a hazard in Amsterdam, especially in the centre.

 

SOUTH

 

At the end of the 19th century the Museum Quarter was established on the spot which was previously known as Brouwersplein (Brewers' Square). Museum Quarter, however, is a much more fitting name for this center of arts and culture. Amsterdam's main museums and galleries are all located at close proximity to each other in this quarter. The Museum Quarter borders on De Pijp district. Make no mistake, however, the two areas are worlds apart. One a dynamic working-class district, the other the place where the upper classes of Amsterdam feel at home. The Museum Quarter is one of Amsterdam's most stylish districts. The houses are beautiful and the inhabitants are classy. The quarter also has great cultural facilities and places of interest. The renowned Concertgebouw is located in Van Baerlestraat. Around 1800 a group of local, well-to-do lovers of music decided that the city should have a proper concert building. They organized a competition which was won by architect A.L. van Gendt. The Concertgebouw is home to the Concertgebouw Orchestra.

 

PIJP

 

De Pijp is a district in which a wide range of people feels at home. Ladies of the night, writers, artists and squatters . . . they have all found a home here. This district, a melting pot of many cultures, offers its visitors a warm welcome. De Pijp has developed into a multicultural estate. The Sarphati Park is a pleasant place to relax in. Holland's best-known market, the Albert Cuyp, and its 20,000 (!) daily visitors contribute to the hustle and bustle of the district. The area boasts pleasant pubs and ample cultural facilities and people truly like living here. De Pijp district is still the Quartier Latin of Amsterdam.

 

JORDAAN

 

The Jordaan area is one of the most attractive districts of Amsterdam. People who live here never want to live anywhere else. In this, one of the most sung-about districts of Holland, everyone feels at home. The Jordaan district is a maze of alleyways and narrow canals. Most of the canals have been filled up. The district was established in the 17th century, as Amsterdam sorely needed to expand. The district was constructed along the pattern of the paths and ditches already there. This did not prove a good move, as it isolated the area from the rest of the city. No major roads ran through this area. Not until 1924 did an electric tram provide a regular connection with the city center.

 

SOUTH EAST

 

The Plantage district has a lot to offer. Places of interest include beautiful Wertheim Park and the Netherlands Maritime Museum Amsterdam. A visit to the Hollandsche Schouwburg will no doubt leave a lasting impression because of its sad history. Opposite the Hortus Botanicus lies Wertheim Park. This park was a present to the city of Amsterdam from Napoleon. The short general was not as generous as it seemed; the city had to pay for all the costs involved.

 

EAST

 

KNSM Island lies in the eastern dock area of Amsterdam. Until the 1980s the area was in use as a harbor. Gone are those days. Lots and lots of new buildings were erected instead. The former harbor has been urbanized. If you like modern architecture, we warmly recommend you visit this island. KNSM Island is an artificial peninsula. From 1902 the area has been exploited by KNSM - the Royal Dutch Steamship Company. Passenger and cargo ships sailed to and from this island. Until the 1960s the Steamship Company did well, after which it had to downscale its activities. The curtain fell for KNSM in 1977.

 

OLD WEST

 

Just west of the Leidseplein area, but close to Leidseplein. Also close to the Vondelpark and not far from the Museumplein area.

 

 

2.0  Grand Relocation (Leasing)

 

Herengracht 572

1017 CH Amsterdam

 

Conradstraat 164 A

1018 NN Amsterdam

The Netherlands

 

Email [email protected]

Fax +31(0)20 320 5831 (reservation confirmations)

Phone +31(0)6-5024 7940 (Mon-Fri 10-17h and Sat 12-17h)

 

Amsterdam Apartments

 

Grand Relocation acts as an intermediary in the leasing & letting of (un)furnished properties in the city of Amsterdam.

 

Expertise of the Amsterdam property market and property law aside, Grand Relocation offers extra service to ex-pats and newcomers to Amsterdam alike.

 

Contract setup and finalising

Intake & long term relation

Advertise on the internet, joint ventures, magazines and newspapers

Website presentation

Intake report/ inventory list

Screening and matching of tenants and lessor

Payment control and arrangements (1 month or 2 months deposit + 1st month rent)

Intermediate in corresponding with tenant and lessor

Transparent fees

Direct mail with all real estate agents

Ownership check-up

possibility for lessee check-up

Reduced tariffs of leasing / buying art

Advice on residence permits

All relocation information

 

Lessee costs

 

NO CURE NO PAY

 

* Contract of 1-6 months: 50% of one month's rent. Plus 19% VAT Included in the above are check-in and check-out costs.

 

* Contract of 7 months or more: 100% of one month's rent Plus 19% VAT Included in the above are check-in and check-out costs.

 

Lessor costs

 

8% over and above the rental price. The work of Grand Relocation is only done once you are satisfied. We operate on transparent fees based on the final rental price.

Grand relocation rating district

 

 

Appendix Seven -- Permanency

 

If you feel you may be entitled to a Dutch passport and want to apply you should make an appointment for an interview at the Burgerzaken department of your local council ('gemeente').

 

During the interview you will find out if you qualify for naturalisation to Dutch citizenship and whether you will be required to give up your present nationality. You are required to bring proof of identity to the interview and fees are charged for the naturalisation process.

 

There is a standard set of conditions for naturalisation and also a a quite separate 'fast track' optional procedure (see next NL FAQ question, "Who qualifies for automatic naturalisation").

 

Here are the standard conditions for naturalisation. You may apply only if you meet ALL of these conditions:

 

You are of age

You have lived in the Netherlands, the Dutch Antilles or Aruba for an uninterrupted period of 5 years with a valid residence permit. This also means you have always extended your residence permit on time

You are sufficiently integrated in Dutch society and are able to read, write, speak and understand Dutch. You must prove this by taking a naturalisation test. If you successfully complete an integration course (at NT2-level 2) or attain another diploma you will be eligible for an exemption

In the last four years you have not been given any custodial sentence, training order, community service order or high monetary penalty

You are prepared to give up your current nationality. If you do not give up your current nationality even though you are supposed to, your Dutch nationality may be revoked. There are a number of exceptions to this rule

You have a residence permit for a non-temporary objective, such as family reunification

 

 

 

 

 

 

Appendix Eight -- Tourism Statistics for Phase One (Holland)

 

Phase One -- The Netherlands

 

2004

 

258,215/3.6% of population directly employed in tourism.

654,920/9.2% of population indirectly employed in tourism.

17.4bnEuros/3.6% direct Gross Domestic Product from tourism.

45.5bnEuros/9.5% indirect Gross Domestic Product from tourism.

6.4bnEuros/6.6% Capital Investment in tourism.

2.7bnEuros/2.2% of Government spending in tourism.

Projections to 2014

3.8% Raise in demand.

2.1% Raise in percentage to GDP.

0.0% Raise in employment in tourism.

3.1% Raise in capital investment in tourism.

1.6% Raise in government spending in tourism.

 

 

Appendix Nine -- Statistics for Phase Two if Eventually Located Outside Holland (partially completed)

 

Bosnia and Herzeguvina

 

2004

 

13,309/1.1% of population directly employed in tourism.

68,658/5.8% of population indirectly employed in tourism.

105.8 USDmn./1.4% direct Growth Domestic Product from tourism.

538.3 USDmn./7.1% indirect Growth Domestic Product from tourism.

201.4 USDmn/13.7% Capital Investment in tourism.

29.9/1.1% USDmn of Government spending in tourism.

Projections to 2014

5.4% Raise in demand.

4.0% Raise in percentage to GDP.

0.1% Raise in employment in tourism.

5.3% Raise in capital investment in tourism.

4.3% Raise in government spending in tourism.

 

Average property price (for suitable) =

Average rent on suitable property =

Cost of living =

Average Wages =

Visa & Immigration

Taxation

Contacts

 

 

Hungry

 

237,737/6.0% of population directly employed in tourism.

385,652/9.8% of population indirectly employed in tourism.

4623.3 USDmn./4.7% of direct Growth Domestic Product from tourism.

9822.1 USDmn./10.1% of inirect Growth Domestic Product from tourism.

1775.7 USDmn./7.2% Capital Investment in tourism.

499.5 USDmn/5.2% of Government spending in tourism.

Projections to 2014

6.6% Raise in demand.

6.3% Raise in percentage to GDP.

1.2% Raise in employment in tourism.

6.5% Raise in capital investment in tourism.

2.2% Raise in government spending in tourism.

 

Average property price (for suitable) =

Average rent on suitable property =

Cost of living = Budapest, Hungry. 88th in world (from 97 in 2003). Cost of living index = 70 (New York =110) Source: Economist Intelligence unit.

Minimum Wage (monthly Euros)  = 232 (Source: The Federation of European Employers 2005)

Visa & Immigration

Taxation

Contacts

 

 

Croatia

 

150,881/13.8% of population directly employed in tourism.

317443/28.9% of population indirectly employed in tourism.

29,709 USDmn./11.5% of direct Growth Domestic Product from tourism.

6250.7 USDmn./24.2% of indirect Growth Domestic Product from tourism.

670.0 USDmn.Capital Investment in tourism.

70.0 USDmn of Government spending in tourism.

Projections to 2014

6.4% Raise in demand.

6.6% Raise in percentage to GDP.

3.2% Raise in employment in tourism.

5.5% Raise in capital investment in tourism.

3.5% Raise in government spending in tourism.

 

Average property price (for suitable) =

Average rent on suitable property =

Cost of living =

Minimum Wage (monthly Euros)  = 254 (Source: The Federation of European Employers 2005)

Visa & Immigration

Taxation

Contacts

 

 

Bulgaria

 

153.561/4.3% of population directly employed in tourism.

508.357/14.4% of population indirectly employed in tourism.

1,184.6 USDmn/5.0% of direct Growth Domestic Product from tourism.

3951.4/16.8% of indirect Growth Domestic Product from tourism.

675.1 USDmn/14.1% Capital Investment in tourism.

117.0 USDmn./3.1% of Government spending in tourism.

Projections to 2014

4.6% Raise in demand.

3.8% Raise in percentage to GDP.

-0.4% Raise in employment in tourism.

4.0% Raise in capital investment in tourism.

4.4% Raise in government spending in tourism.

 

Average property price (for suitable) =

Average rent on suitable property =

Cost of living =

Minimum Wage (monthly Euros)  = 77 (Source: The Federation of European Employers 2005)

Visa & Immigration

Taxation

Contacts

 

 

Romania

 

117.829/1.2%of population directly employed in tourism.

490,607/5.0% of population indirectly employed in tourism.

822.7 USDmn/1.4% of direct Growth Domestic Product from tourism.

3469 USDmn./5.9% of indirect Growth Domestic Product from tourism.

1011 USDmn. Capital Investment in tourism.

106.9 USDmn./3.2 of Government spending in tourism.

Projections to 2014

5.4% Raise in demand.

5.5% Raise in percentage to GDP.

1.1% Raise in employment in tourism.

4.9% Raise in capital investment in tourism.

3.9% Raise in government spending in tourism.

 

Average property price (for suitable) =

Average rent on suitable property =

Cost of living = Bucharest, Romania. 113rd in world (from 116 in 2003). Cost of living index = 57 (New York =110) Source: Economist Intelligence unit.

Minimum Wage (monthly Euros)  = 80 (Source: The Federation of European Employers 2005)

Visa & Immigration

Taxation

Contacts

 

 

Spain

 

1,475,300/8.7% of population directly employed in tourism.

3,762,760/22% of population indirectly employed in tourism.

59.8 mn. Euros/7.7 of direct Growth Domestic Product from tourism.

154.9 mn. Euros/19.9 of indirect Growth Domestic Product from tourism.

33.8 bn. Euros/18.2% Capital Investment in tourism.

9.3 mn. Euros of Government spending in tourism.

Projections to 2014

4.1% Raise in demand.

3.4% Raise in percentage to GDP.

2.2% Raise in employment in tourism.

2.5% Raise in capital investment in tourism.

2.0% Raise in government spending in tourism.

 

 

Average property price (for suitable) =

Average rent on suitable property =

Cost of living = Madrid, Spain. 33rd in world (from 47th in 2003), Cost of living index = 96 (New York = 100) Source: Economist Intelligence unit.

Minimum Wage (monthly Euros)  = 513 (Source: The Federation of European Employers 2005)

Visa & Immigration

Taxation

Contacts

 

 

Eastern Europe as a Region

 

3,230,000/2.25% of population directly employed in tourism.

12,995,000/8.9% of population indirectly employed in tourism.

31.9 USDbn./2.6% of direct Growth Domestic Product from tourism.

126 USDbn/10.1% of indirect Growth Domestic Product from tourism.

33.2 USDbn/11.9%Capital Investment in tourism.

3.6 USDbn./3.0% of Government spending in tourism.

Projections to 2014

6.3% Raise in demand.

5.6% Raise in percentage to GDP.

1.2% Raise in employment in tourism.

8.7% Raise in capital investment in tourism.

3.3% Raise in government spending in tourism.

 

 

Average property price (for suitable) =

Average rent on suitable property =

Cost of living =

Average Wages =

Visa & Immigration

Taxation

Contacts

 

 

Western Europe as a Region

 

8,079,600/4.8% of population directly employed in tourism.

21,457,000/12.9%of population indirectly employed in tourism.

513.4 USDmn/4.3% of direct Growth Domestic Product from tourism.

1,422.2 USDmn/11.5& of indirect Growth Domestic Product from tourism.

222.2 USDmn/9.5%Capital Investment in tourism.

83.5 USDmn/3.2% of Government spending in tourism.

Projections to 2014

3.8% Raise in demand.

2.4% Raise in percentage to GDP.

1.2% Raise in employment in tourism.

3.2% Raise in capital investment in tourism.

1.9% Raise in government spending in tourism.

 

Overall world growth in tourism = 3.9%

Source: The World Travel & Tourism Council

 

Sources

Worldwide Cost of Living, the bi-annual Economist Intelligence Unit survey, compares prices and products in over 130 cities around the world. Its purpose is to provide companies with an unbiased and independent guide from which allowances can be calculated for executives and their families being sent overseas. The Economist Intelligence Unit can calculate indices based on any one of the cities. The data quoted here used New York as a base index of 100 for comparisons.